Account Opening

We/I hereby declare that the information provided in this Account Opening Form is true, accurate, and complete. We/I undertake to notify Fortefi Capital Sdn Bhd in writing and to provide supporting documents within 30 calendar days of any changes or updates to the information or documents previously submitted, until the completion of the client onboarding process.

We/I acknowledge and consent that the information contained herein, and information relating to our/my account(s) with Fortefi Capital Sdn Bhd, may be disclosed or reported to:

(a) The Inland Revenue Board of Malaysia (IRBM), and may be exchanged with tax authorities of other jurisdictions pursuant to intergovernmental agreements on the automatic exchange of financial account information (e.g., FATCA/CRS compliance);

(b) Any government authority, regulatory body, or other relevant person(s) in or outside of Malaysia, as required under Applicable Laws or regulatory obligations.

(c) Any third-party service provider, intermediary, custodian, nominee, broker, clearing house, or depository involved in the execution, settlement, custody, or administration of your Assets or Transactions;

We/I further acknowledge and agree that:

• We/I have read, understood, and agreed to be bound by the Terms and Conditions for account opening and any related client documentation made available on the Fortefi Capital Platform;

• We/I understand that Fortefi Capital Sdn Bhd provides investment services through a discretionary portfolio management structure, and does not make available or distribute individual product prospectuses, information memoranda, or other sales materials typically applicable to direct fund offerings;

• We/I accept that investment-related disclosures, risk factors, and strategy explanations have been sufficiently made available through the Platform and associated communications, in a manner appropriate to the digital discretionary service offered;

• For corporate clients: We confirm that the person(s) executing this declaration have been duly authorised to open and operate the account and to accept the terms herein on behalf of the company or organisation.

ACCOUNT OPENING AGREEMENT

This Account Opening Agreement (this "Agreement") constitutes an investment management agreement between you and Fortefi Capital Sdn Bhd ("Fortefi"). Fortefi shall be appointed as a discretionary fund manager to manage your assets in accordance with Applicable Laws, suitability assessment, investment strategy and agreed mandate.

In order to use our Services (as defined below) you must agree to the terms of this Agreement that are set out below. By electronically accepting or acknowledging this Agreement, using our Services or signing up for an Account with, you represent and undertake, and are deemed to have read and accepted this Agreement.

1. INTRODUCTION

1.1 In this Agreement, where the context so admits, the words and expressions used in this Agreement shall have meanings set out in SCHEDULE 1 of this Agreement.

1.2 The relationship between you and Fortefi is governed by this Agreement. This Agreement shall apply to and govern your Account with us and all Transactions and Services.

1.3 Your use of our Services is subject to you fulfilling the following general criteria, and upon our request, providing us with such information and documents to prove that you fulfil the criteria:

(a) you shall have completed an application or registration form required by us through our website;

(b) you have received an acceptance notice from us confirming that you may use and access the Platform, your Account and/or our Services; and

(c) such other criteria as we may determine from time to time.

1.4 For the avoidance of doubt, we are not obliged to open any Account for you or provide you with any Service.

1.5 You shall be taken to have accepted the terms and conditions of this Agreement upon your first access, use and continue to use of your Account and/or our Services.

1.6 The Account which we grant to you also belongs exclusively to you and is not transferable to any other person.

1.7 You undertake not to register for more than one Account or register an Account on behalf of any person other than yourself.

2. GENERAL TERMS AND CONDITIONS

2.1 The General Terms and Conditions are found in this Agreement.

2.2 The General Terms and Conditions govern your access to and use of a technology-enabled fund management services provided by us. Nothing herein constitutes a guarantee of performance or return, and our obligation are limited to those expressly set out in these Terms and Conditions.

3. INVESTMENT MANAGEMENT SERVICES

3.1 In accordance with this Agreement, we shall provide you with fund management services within a range as may be specified by us and permitted under the Applicable Laws.